Upper Explorerland Regional Planning Commission
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Northeast Iowa First Time Homebuyer Program

Northeast Iowa First Time Homebuyer Program

The HOME program is designed to assist with down payment assistance for existing or newly built homes. Applicants are eligible for up to $37,500 in down payment assistance and/or rehabilitation assistance. The program is able to fund up to 5 applicants in 2 years.


Eligibility Qualifications:

  • Purchase a house within the city limits of any incorporated town in the Counties of Allamakee, Clayton, Fayette, Howard, or Winneshiek

  • Income less than or equal to 80% of area median income.   

  • Declare that the applicant is a first time homebuyer.

  • Home must meet Iowa’s Minimum Housing Standards at time of completion.

  • Maximum sale price/value after rehabilitation for existing homes cannot exceed 95% of the area median sale price.

  • Secure a fixed rate loan with no less than 15-year, fully amortized mortgage.


For more information, contact Chris Troendle at 563-419-6202 or ctroendle@uerpc.org.